We retired three vendors. NumberCrunchers runs our bookkeeping, VAT and management accounts off one ledger — the auditor walkthrough felt boring in the best way.
Finance OS for Gulf SMEs
The Finance Operating System for SMEs in Oman, the UAE & Saudi Arabia.
NumberCrunchers is service-as-software for ambitious Gulf SMEs: one platform and one accountable team that owns bookkeeping, VAT-ready accounting, payroll coordination, and management reporting — across OMR, AED, and SAR.
AI Powered by proprietary agentic AI and automation — faster, more accurate, and a fraction of the cost of a traditional finance firm.
VAT-ready books in Oman, UAE & KSA Multi-currency reporting in OMR, AED & SAR Local bank, POS & WPS payroll workflows wired in
Operating in Oman? See the Fawtara-ready wedge → Cash Position OMR 312K +4.2%
VAT Period Q3 Ready On Track
Monthly P&L OMR 86K vs Plan
Where Teams Stall
Your Operations Move Daily. Your Books Shouldn’t Lag a Quarter Behind.
Management Accounts that Arrive Late
You make hiring, pricing, and stocking calls on gut feel because the P&L lands weeks after month-end.
VAT Stress Every Period
Filings in Oman, the UAE, or KSA become last-minute fire drills instead of a quiet, repeatable rhythm.
Bank, Cash & POS Don’t Reconcile
Cash drawers, bank transfers, and card settlements live in different sheets — leakage is found too late.
Bookkeeper Here, Tax Agent There
A bookkeeper, a tax consultant, and a payroll vendor — none accountable for the full picture you actually need.
Platform + Operators
We Own the Back Office. You Own the Decisions.
Financial OS & Live Close
A unified ledger and workspace where close tasks, approvals, and KPIs tie back to source transactions — not pasted into slides.
Bookkeeping & Reconciliations
Categorization, bank, cash and POS reconciliations across trading, services, retail and hospitality SMEs.
Management Accounts & FP&A
Monthly P&L, balance sheet, and cash flow with budget vs actual commentary — delivered on a fixed cadence you can plan around.
AP, AR & Payroll Coordination
Supplier payments, customer collections, and payroll handling (including WPS coordination in the UAE and KSA) with clean audit trails.
VAT & Year-End Readiness
Quarterly VAT packs for Oman, the UAE and KSA, year-end books that tie, and clean handoff to your auditor or tax agent.
Agentic AI + Human Review
Agentic automation categorizes, reconciles, and flags anomalies — every output reviewed by a named accountant before it leaves the platform.
Data Fabric
Your Stack, One Ledger
QuickBooks and Xero sit alongside regional banks, POS systems, WPS payroll and the billing tools your SME already uses — so closes, VAT periods and management accounts stay synchronized without duplicate manual extracts.
QuickBooks Accounting
Xero Accounting
Stripe Payments
Bill.com AP/AR
Expensify Expenses
Shopify E-Commerce
Regional banks Banking
POS systems Retail / F&B
WPS payroll UAE / KSA
HubSpot CRM
Salesforce CRM
Custom feeds API
Implementation Rhythm
Stand Up Your Finance Org in Three Moves
01
Blueprint & Access
We map your entities, revenue streams, and tools — then connect bookkeeping, banks, POS, payroll, and billing with least-privilege access.
02
Operate & Close
Your pod runs daily hygiene, monthly close, and each VAT period inside NumberCrunchers — with SLA-backed turnaround.
03
Plan & Report
Leadership receives management accounts, cash and runway views, and answers over email or WhatsApp — grounded in one ledger.
Operating Proof
SME Owners Finally Share One Source of Truth
They understand UAE trading and WPS payroll. I see cash and margins weekly, not after quarter close — and VAT periods are no longer a fire drill.
Agentic automation catches anomalies before I do, but accountants still explain the why. That combo is what we needed across our Riyadh entities.
Why Switch Now
Built to Replace Fragmented Gulf SME Finance
Service-as-Software, Not Staff Aug
Workflows, controls, and metrics are productized — experts run the system instead of emailing CSVs around.
Operators Who Understand Gulf SMEs
Family-owned trading, multi-branch services, retainer-based agencies, and regional structures are familiar ground.
VAT & Audit Rhythm, Not Fire Drills
Each VAT period and year-end is a planned event — books reconcile cleanly to bank and POS before any filing.
Multi-Currency, Multi-Entity Native
OMR, AED and SAR ledgers — consolidated views the moment you cross a border in the Gulf.
Bank-grade encryption
Least-privilege access
IFRS-aligned reporting
NDA protected
Annual-friendly Contracts
Invest in the Whole Stack. Not Another Patchwork Invoice.
Monthly Annual Save 2 months
Packages are quoted in OMR, AED or SAR — USD figures shown are reference only. Talk to us for a local quote.
Operator
$1,199 /mo
For SMEs getting their books, bank and VAT on rails.
Less than the cost of a part-time hire
- Financial OS workspace + monthly close
- Bookkeeping tied to bank & POS feeds
- Management accounts pack each month
- VAT period support (Oman, UAE or KSA)
- Dedicated accountant
- Email support
Most Popular
Growth
$2,399 /mo
For scaling SMEs needing FP&A plus transactional muscle.
Full back-office for less than one FTE
- Everything in Operator
- AP/AR playbooks + payroll coordination
- Rolling forecasts & scenario modeling
- Quarterly business review with finance lead
- Priority WhatsApp + weekly async standups
- Owner & investor reporting templates
Enterprise
Custom
For multi-entity, multi-currency or regulated operators.
- Everything in Growth
- Multi-entity, multi-currency consolidation
- Embedded controller / CFO coverage
- Custom integrations & API feeds
- Audit-ready packs (IFRS-aligned)
- Dedicated relationship lead
Frequently Asked Questions
Both, by design. You subscribe to our Financial OS — workflows, controls, dashboards — and a dedicated pod operates it for you. Software without accountable operators rarely survives a month-end; services without software rarely scale. We fuse the two with proprietary agentic AI in the loop.
AI agents handle the repetitive heavy lifting — categorization, reconciliation, anomaly surfacing, draft narratives — at machine speed. A named accountant reviews and signs off before anything ships, so you get traditional-firm accuracy at a fraction of the cost.
Yes. Each VAT period is a planned event in our workflow: books reconcile to bank and POS, output and input VAT are reviewed, and we hand the prepared pack to your tax agent (or coordinate directly where you have given us authority).
We keep books on an IFRS-aligned basis, which is the standard most SMEs in Oman, the UAE and KSA are expected to follow. We also coordinate cleanly with external auditors when year-end audits are required.
Yes — OMR, AED and SAR ledgers are native. We consolidate group views when you operate across the Gulf, and keep intercompany activity reconciled.
QuickBooks Online and Xero are our primary ledgers, with connections into regional banks, POS systems, payroll providers (including WPS coordination in the UAE and KSA), Stripe, HubSpot and similar tools — coordinated during onboarding.
Most SMEs reach a first coordinated close within 10 business days. Complex multi-entity or multi-country setups may take a bit longer, but you always get a milestone plan during kickoff.
Bank-grade encryption, least-privilege access, NDAs for every teammate who touches your environment, and strict role separation between bookkeeping, review and reporting.
Stop Renting Fragmented Finance.
Operate It Like Infrastructure.
Book a walkthrough to see how NumberCrunchers replaces disconnected bookkeepers, tax agents and payroll vendors with one accountable operating model across the Gulf.
Agentic AI + human review on every output
Ledger-backed accuracy reviews
First coordinated close in ~10 days